Insurance Companies & Truck Accidents
Get the Truck Accident Attorneys Who Know How to Get Results
When you've been hurt in a truck accident, you deserve compensation for your injuries. But getting that compensation won't be easy. The trucking company and their insurance carrier will do everything they can to delay the resolution of your claim and prevent you from getting paid. Seriously injured accident victims are denied insurance claims every day. The Omaha truck accident lawyers at Ausman Law Firm, P.C., L.L.O. can help you fight back.
Attorneys Jason Ausman and Michelle Epstein are familiar with insurance company tactics and never accept lowball offers. That's because they used to work for the insurance companies. They have firsthand knowledge of how insurance companies undervalue claims and try to prevent payment. And they know how to overcome these obstacles to get results.
Here are some things you need to know about insurance companies and truck accidents:
- Multiple insurers can be involved. If you were hit by a tractor-trailer, the cab and the trailer could have separate insurance. Your own insurance company will be involved in the process. And if there were other vehicles involved in the crash, those insurance companies will have a say, too.
- There's a lot of evidence to sort through. A trucking company usually sends their own investigators to the scene of an accident to collect evidence. But they are looking for evidence that helps the insurance company get out of paying a claim. We gather our own evidence, but much of it is the trucking company's property. This includes hours of service logs and black box data. That's why we act quickly to gather that evidence.
- There's a lot of money at stake. Trucking companies buy insurance policies with high limits to protect their assets. And since truck accidents typically cause very serious injuries that generate high costs for medical treatment, even a minor accident can mean a big payment for the insurance company. That's why trucking companies and insurance companies go to great lengths to deny responsibility and reduce the amount of their payments.
How does the insurance company determine fault in a truck accident?
The trucking company and their insurance company will investigate the crash to determine fault – and to protect their own interests. The insurance company is looking for anything that could reject or reduce your claim. That’s why you should never talk to the other driver’s insurance.
Once evidence like your Nebraska Driver’s Crash Report and accident medical records have been collected, the insurance company will determine fault for the accident. Again, they have a financial interest in assigning blame to the injured person. The more blame the insurance company can lay on the victim, the less they must pay. Our law office protects the rights of people injured in Nebraska truck accidents. When we negotiate fault with the insurance company, it is with your best interests at heart.
Will insurance pay my medical bills after a truck accident?
In principle, yes. The at-fault driver is liable for your injuries, which includes your past, current, and future medical expenses, treatment, surgery, medication, medical devices, physical therapy, and other crash-related expenses. However, the trucking company and their insurance company will likely downplay your injuries to pay as little as possible.
Our Omaha truck accident lawyers understand the tremendous loss and pain experienced by truck crash victims. We know that the financial, emotional, and physical effects are immense. We know all the ways you should be compensated and are relentless in our pursuit of maximum compensation.
We know how insurance companies work
We build a strong case that proves a trucker or trucking company was negligent so we can get you maximum compensation. Resolving your case could take some time, but often we are able to negotiate a favorable settlement. And if the insurance company won't settle, we will fight for you in court.
If you've been injured in a truck accident, contact us for a free consultation to learn more about how we can help you.