Insurance Companies & Motorcycle Accidents

Insurance Companies & Motorcycle Accidents

Omaha Lawyers That Know How to Recover Maximum Compensation

If you've been injured in a motorcycle accident, your life can be affected in many ways. You may have serious injuries that require costly medical treatment. Those injuries may prevent you from returning to work. And if you can't work, you lose income. There may be other damages you suffered, such as pain and suffering, and emotional distress.

But recovering compensation from the insurance company won't be easy. They will do everything possible to get out of paying you the money you are owed. The motorcycle accident lawyers at Ausman Law Firm, P.C., L.L.O. do not accept lowball settlement offers. We can help you fight to get the compensation you deserve. Motorcycle accident attorneys Jason Ausman and Michelle Epstein used to work for insurance companies, and know the tactics they use. They also know how to build a strong case that gets results.

Here are some things you need to know about insurance companies and motorcycle accidents:

• Insurance companies will think you were somehow to blame. Motorcyclists have an undeserved reputation as being reckless, irresponsible, and prone to taking risks. And because Nebraska and Iowa have comparative fault laws, insurance companies will try to pin some of the blame for the accident on you to reduce the amount they have to pay. We can prove it was the other driver's negligence to blame for what happened.
• Insurance companies will try to trick you. They may phrase questions a certain way to get you to say something that sounds like you are taking responsibility for the accident. Or they may claim that you are not eligible to make a claim because your injury was pre-existing. If the insurance company calls and want to ask you a few questions, tell them you have to talk to your lawyer first. Then call us.
• Insurance companies want you to settle quickly. They may make you a settlement offer, saying it's the best they can do. But it won't come close to covering the true damages from your crash. We will carefully review your accident to consider how it has affected you. For example, your injuries may require future medical treatment.

Does insurance cover hit and run motorcycle accidents?

Yes, but getting justice can be complicated. If the hit-and-run driver is found, then you can pursue a claim with their insurance just as you would in any other situation. However, just because they fled the scene doesn’t necessarily prove they were at fault for the accident itself, so you still need to prove liability.

If the driver is never found, you can file a claim with your own insurance company. Nebraska requires drivers to carry uninsured motorist insurance (UIM or UM). This coverage is provided through your insurance. When you are injured in a hit and run, the case can be treated like an uninsured motorist claim – after all, an unknown driver is uninsured by default.

We understand how the insurance companies work

If you've been injured in a motorcycle accident in Omaha or elsewhere in Nebraska, contact us to come in for a free consultation. We'll go over the details of your case and explain your options. There's no obligation. Call us today at 402-645-0407 to set up a time.